My Weakness at Work

One of my weakness that I found was my lack of knowledge in Banking and financial sector in India.It was very embarrassing when a interviewer had expressed his displeasure when we were discussing few technicalities in 2009. I did my home work in the next 15 days and arrived at having a agenda for the next one year of completing the Certified Associate of Indian Institute of bankers(CAIIB), a course offered by the prestigious Indian institute of Banking and Finance, a institute promoted by Banking association of India. This course is a distance education and gets completed in 1 year after clearing Junior Associate of Indian Institute of Bankers (JAIIB) as a first leg.

I took my managers in complete confidence to do this course as it need lots of time to be spent to clearing the exams. When the exams neared I took few days off and spent my complete energy is studying and thereby knowing the nuances of finance, evolution of banking systems and working of  Reserve Bank of India. I also learnt how the banks manage its balance sheet, what the different products the bank offers, how the loans are priced, how the NPA is booked and others.

Within the minimum span of 1 year, I cleared all the 6 papers (3 papers each) and was Certified as Associate of Indian Institute of Bankers. I got a lot of confidence in dealing clients, internal managers and my arguments were more logical than before. I understood and became conscious of each part of the banking system such as Branch Banking, Private Banking, Corporate Banking, Risk management, Operations and others.

The results were reflected in 2010, when we won the second best team award Pan India for our performance in FY 2009-10 and in 2011 i was offered a bigger role in Indusind Bank.

Who said weakness cannot be improved.!!!!