One of my weakness that I found was my lack of knowledge in Banking and financial sector
in India.It was very embarrassing when a interviewer had expressed his displeasure
when we were discussing few technicalities in 2009. I did my home work in the next 15
days and arrived at having a agenda for the next one year of completing the
Certified Associate of Indian Institute of bankers(CAIIB), a course offered by
the prestigious Indian institute of Banking and Finance, a institute promoted
by Banking association of India. This course is a distance education and
gets completed in 1 year after clearing Junior Associate of Indian Institute of
Bankers (JAIIB) as a first leg.
I took
my managers in complete confidence to do this course as it need lots of time to
be spent to clearing the exams. When the exams neared I took few days off and
spent my complete energy is studying and thereby knowing the nuances of
finance, evolution of banking systems and working of Reserve Bank of India. I also learnt how the
banks manage its balance sheet, what the different products the bank offers, how
the loans are priced, how the NPA is booked and others.
Within
the minimum span of 1 year, I cleared all the 6 papers (3 papers each) and was
Certified as Associate of Indian Institute of Bankers. I got a lot of
confidence in dealing clients, internal managers and my arguments were more
logical than before. I understood and became conscious of each part of the banking
system such as Branch Banking, Private Banking, Corporate Banking, Risk
management, Operations and others.
Who said weakness cannot be improved.!!!!
