My past and the experience

Hi all,

I was wondering yesterday when i was returing home on how i have become a confident person in the last two years after i came to Chennai from Coimbatore. There were so many reason for that but i think one of major is me joining Kotak and that too in assets. Coming from a liability background and handling portfolio like Trade,CMS and factoring, it was very difficult moving into core lending that too small ticket business loans, where pressure is everyday ritual .

But i think it was the Kotakian culture that made me to learn , and learn fast. I still remember the 3rd day in my office where my State head had a blast. But thanks Balaji Sir, it is because of those dreadful shoutings i think i have changed and made me to think differently. Rajeev my Boss and location head was indeed a pleasure and thanks to my stars i had a good rapport. 

There are many people whom i should thank Devender, Vijay,Sridhar,Tanmay,Arvind etc.. It was the culture which made me confident in dealing things even in my day to day life... I enjoyed the overall process where things flow if properly put in.... I still remember people kindling me on the number of proposals that i used to put and the big ticket cases that i did....

Thanks alll..... I have enjoyed the time that i have spent with you...

Regds,

Chetan...

Month end life

Hi,

I think its been a ritual for me these days ki last days of the month end up in a mess... Mess - ppl will blame me for the mess but ill tell its not me who is responsible ... We as a whole system works on the monthend... from Top to bottom everyone works like this... 

But no one to blame for this.. i think as indians we relax a lot when there is no pressure, we try to procrastinate things... we feel we will do it tommorow, but the obvious is tommorow comes only during the month ends... we are lazy butts... From Software to Sales the last day buzz is very hectic... very pathetic.. it stretches ourself.... 

But in the whole sab chalta hai .... I think i am used to this... My family is used to hear form me ki i ll be late on the monthend.... 

Lets pray ki we change... we try to things today...

Regds,

Chetan

Alumni Meets....

It was really a joy when u catch up with some of your old mates with whom we have spent our Golden School time.... I happen to meet most of them on 15th August this year... I just loved being at school and watching the classes where we studied, punished, played..... it was a very nostalgic trip... Those simple days where we used to be rich even without a penny in our pocket... Fought so many battles without using flowery langauges... Used to speak in a stammering English... Won competitions without google and internet...  

I feel really sorry these days i am not spending time as i used to spend with my freinds, chatting, gossiping.... I hope these golden days will remain with me forever and teach me to be simple...

Regds,

Chetan

Day @ Tirunelveli,Kanyakumari..

Dear All,

A day after the appraisal letter, i was really upset to be in Tirunelveli for the client visit, yet i had to go because of certain commitments. As i landed there i could feel that its a very small town with the size of station, and also it was not crowded. But soon i realised how much is the size of the heart of the people over there, it is a very big size. The people are so respectful and so kind. I had never seen such a good reception. I had been taken to the vehicle, ppl opened the doors, royal treatment.

As i completed my work i just wanted to roam around as i had a good 6 hrs left for the train, i was told to visit Kanyakumari and i made my mind to visit it. the vehicle was arranged and just imagine all the expenses borne by the local client.it was a real treat as it is only the second time i am into this place.

The journey was really amazing, there were around 10,000 windmills running here and there..

And as i land in Kanykumari near the beach where the Bay of bengal,Arabian Sea and Indian Ocean merge i felt really amazing, the feeling is really unexplanable, i felt that standing on the edge of the life and beyond this there is nothing left..... It was one of the gr8 trip i would have ever enjoyed, since it was really unplanned..

May god bring some more opportunities like this and bring some joy in this sorrowfull life...

Regds,

Chetan

Performance Pays and ratings.

Hi,

Today was the D day many people wait for in any one career. The Day when are offered there ratings, which directly define where you stand among the lot. As my boss was handing over to me this letter , i really thought i would be among the top 10% of the crowd. All through my life i was among the top crowd and i feel this rating would be of the same sort. 

But to my surprise i had been offered a so called mid rating, i dont know whether i reacted well but i shared my disappointments to my bosses. I really dont know what went wrong in the last year or rather dont know who has performed exceptionally well. Though there has been a cut in bonus,promotion,increment declared, but the rating plays a vital role in accessing the performance of the individuals and i feel cheated.

This pathetic rating is making me wild,as i will miss many opportunities like to in the Tata Administrative services, or some other programs. Though bosses try to pursue, but i really feel demoralized, dejected,demotivated.

I really feel that rating is more than only performing, it may also be about having good rapport with the decision makers, i beleive that this rating is the reflection of that perception.

Being a self motivator,self starter i never wanted to be in a groove, but i feel that i need to slow things, i need to slow the pace of the work. 

 lets see what is lying ahead... May god open his eyes and see what is really happening....

Regds,

Chetan

Life in 2008...

Life in 2008 was really a brilliant one.... i never thought it would go in such a fashion... though i felt that i had scripted it but the as i always say these day " Do your Karma, the result will follow..."..

Jan, Feb were one of the worst nightmare months for me,never thought i could take such a strong decisions in my life.Still remember the 16th Jan when my bosses at Kotak surrounded me and start my agony in the name of review.One by one around an hour of total blast , i felt the whole world is falling on me. Ppl felt that i was a loser and they can take me for granted. And at that time i decided to resign, it was a decision not based of any logics, but it was totally a intuition felt. I still remember the words and the faces of some of the colleagues, they thought i am losing my career. Thank god i took that decision.

Now when i look back i can say that it was a wise decision, though it has some effect on my CV, but doesnot matter unless and until i am enjoying my present.Feb 24th was the day when i was free as a bird. free from retail business..

Feb 27th i joined Tata capital Ltd, it was a day when i questioned by decision, but my intuition replied that i have made a good decision. 

March was a exciting month, i went to Bangkok, first time out of India for holidaying. 4 days of fun, exciting and lots of sightseeing. When i came back, it was really a great time at tata's and by then i was engaged.

April,May,June all went really great, job life was at its peak.. among the top performers and never thought that ppl who criticised me, will come back and say i had made wise decision... lots of travelling.... GOA offsite..gr8 time of my life.

July i got married and was really thrilled by the attention i received from all side.

Aug,sep,oct,nov..... Tough months were recession had overtaken . Lehman to Jp morgan, business was really terrible.i never thought things can go so wrong. Businesses at various banks in India got affected, layoffs happened and thanks to that i was in TCL, else i would have got affected...

Dec was the peaceful month. i enjoyed every bit of this year 2008.

Thank god 

Cheers...

Chetan